On your side.
Always.

COVRD is a health insurance clarity service for Indian families. We exist because the gap between having health insurance and being able to use it is wider than it should be. Policies are long. Language is dense. Questions go unanswered. And the moments when families most need clarity are the exact moments they are least equipped to navigate a complicated system alone.

COVRD closes that gap. We read your policy, we answer your questions, and we make sure you know what you are covered for before you need to find out the hard way. Through two channels: a real expert who knows insurance, and an AI that reads your specific policy document.

We have no commission tied to which insurer you choose. No incentive to let a question go unanswered. No interest in anything except giving you the clearest, most accurate answer about your coverage that we can.

COVRD began with a conversation most Indian families will recognise.

A family member was hospitalised. The insurance was in place. The paperwork was filed. Then the claim came back, not rejected outright, but significantly underpaid, because of a room rent sub-limit buried on page 34 of a policy document nobody had ever read in full. The family had no idea the clause existed. Neither did most people around them.

That moment of paying premiums faithfully for years and still being blindsided is not an exception in India. It is the norm. Health insurance penetration has grown steadily, but the infrastructure to help families actually understand and use their coverage has not kept pace.

COVRD was founded to build that infrastructure. Starting with the simplest and most valuable thing we could offer: a clear answer to a real question about your actual policy.