Most families discover what their policy doesn't cover inside a hospital, during an emergency. COVRD answers every question about your health insurance before you need to find out the hard way.
When my mother's claim was rejected, I spent three months learning what the insurer didn't want us to know. The rejection letter cited a "pre-existing condition waiting period" a clause buried on page 31 that no agent had ever mentioned. After fighting back with the right documentation, we recovered the full claim. But we only won because we understood the policy. Most people never do.
That experience taught us something uncomfortable: the information gap between policyholders and insurers is deliberate. Policies are written to be confusing. COVRD exists to close that gap before your emergency, not during it.
We've since helped hundreds of families across India understand their policies, challenge rejections, and claim what they're owed.
There's no such thing as a stupid insurance question. These are the questions real families ask every day.
Before the emergency. Before the hospital. Before it's too late to do anything about it.